When people say they’re moving to Pensacola, one of the first things I tell them is: Don’t just look at Pensacola. The Pensacola area is made up of a collection of communities, and each one has its own personality, pace and lifestyle. Where you choose to live can make a pretty big difference in how […]

One of the first things I recommend to first-time buyers is finding out what homebuyer assistance programs you may qualify for before you start shopping. There are several programs that may help with down payment and closing costs, including Florida Housing programs and local assistance programs here in the Pensacola area. One program you may […]

When you’re buying a home, it’s easy to focus on the purchase price. But your interest rate can have just as much impact on what you pay each month, and over the life of your loan. The good news? There may be ways to lower your monthly payment without waiting for rates to drop. For […]

If you’re buying a home, you’ll hear the word escrow quite a bit. Simply put, escrow is part of your mortgage payment, and includes things like your home owner’s insurance and property taxes. When choosing a home, it is really important to consider these costs because they can GREATLY affect your monthly payment (and your […]